Rilian Ball

First Capital Group

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You Closed On A House: Do You Or Your Lender Own It?

July 8, 2022 by Rilian Ball

You were able to find a house and successfully close on it, so congratulations on becoming a homeowner! Then, you pause for a second and think: does your lender own your house? Some people believe that if they only put 20 percent down on a house, the lender actually owns the other 80 percent. Does this mean that your lender still owns a large portion of your house? This is not the case, but there are some caveats that you need to keep in mind. Your Name Is On The Title First, you are the one who … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Lenders, Mortgage

The Majority Of Millennials Plan On Buying A House In The Next Few Years

June 7, 2022 by Rilian Ball

During the past year, the housing market has been on fire. There are not a lot of houses for sale, many people are interested in moving, and there is a rising demand from the people who put off moving during the coronavirus pandemic. Furthermore, Millennial demand is picking up, which will only make the housing market even hotter. Recently, a survey found that approximately two-thirds of people who qualify for Generation Y are thinking about buying a home in the near future. Many of them … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Millennials, Mortgage

The Average Length Of Homeownership For Most Families

August 26, 2021 by Rilian Ball

It is critical for everyone to find a home that is right for them. Given the current lack of inventory, this can be a significant challenge. Fortunately, the National Association of Realtors (NAR) keeps track of numerous market aspects, including how long the average family stays in a home. For the past few decades, the average family has stayed in their home for approximately six years; however, during the past few years, that average has gone up to nine years. This means that the average … [Read more...]

Filed Under: Mortgage Tagged With: Economy, Home Ownership, Mortgage

Buying a Home While Relocating is a Smarter Choice

April 22, 2021 by Rilian Ball

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time. Finances Have to be In Order Buying a home more than once every ten years requires a good amount of discipline on one’s personal finances. Most of the initial decisions and approvals will depend … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Mortgage, Renting

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Rilian Ball


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First Capital Group
NMLS# 202687

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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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