Rilian Ball

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The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples

April 6, 2022 by Rilian Ball

There was a time when a higher percentage of people were married before they committed to buying a home together, but it's a lot more common to co-habit and invest in a home together. If you're considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market. Relationship Status Won't Affect Your Rates It might seem like there are greater risks involved if two individuals purchasing a property are not legally bound, but it … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Make One Extra Mortgage Payment Every Year To Save Big

April 1, 2022 by Rilian Ball

When you buy a home, you probably have a budget you will try to stick to. Many people choose a 30-year fixed mortgage, and by the time you pay off the home loan, you should own your home outright. At the same time, you might be thinking about paying off your mortgage more quickly to save money on interest. Even making one extra mortgage payment per year can provide a number of significant benefits. You Can Build Up Equity Faster One of the first benefits of making an extra mortgage payment every … [Read more...]

Filed Under: Mortgage Tagged With: Extra Payment, Mortgage, Mortgage Payments

Advice For Purchasing A House On A Single Income

March 31, 2022 by Rilian Ball

Even though a lot of people have two incomes they can use to purchase a house (theirs and their partner’s), this is not necessarily required. There are lots of people who want to take advantage of current interest rates to purchase a house, and some people are trying to do it on their own. Even though it can be a challenge to buy a house with only one income, it is certainly not impossible. There are several tips that can make it easier for everyone to afford a house with just a single … [Read more...]

Filed Under: Mortgage Tips Tagged With: Buying A Home, Co-Signer, Mortgage

How To Transfer The Funds To Buy A House

March 29, 2022 by Rilian Ball

If you have made an offer on a house and gotten it accepted, congratulations! This is a major step, but you might be wondering how you actually pay for a house. The days of showing up to the closing table with a personal check are in the rearview mirror, as nobody wants a check for a house to bounce after the other person has already walked away with the keys. Furthermore, even if you are buying a house with cash, you certainly do not want to show up with a briefcase full of dollar bills. Here … [Read more...]

Filed Under: Mortgage Tagged With: Closing, Mortgage, Mortgage Payment

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Rilian Ball


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NMLS # 202687

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  • How Homeowners Can Prepare for Unexpected Major Expenses
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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