Rilian Ball

First Capital Group

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VA Construction Loans: What You Need to Know Before You Build

April 24, 2026 by Rilian Ball

Building your dream home from the ground up? If you’re a veteran, active-duty service member, or eligible military spouse, a VA construction loan could make that process a lot more accessible. But here’s the thing—VA construction loans aren’t quite as straightforward as traditional mortgages. Knowing how they work upfront can save you time, money, and a few headaches along the way. Let’s break it down. What Is a VA Construction Loan? A VA construction loan helps … [Read more...]

Filed Under: Mortgage Tips Tagged With: Construction Loans, Mortgages, VA Loans

Understanding the Differences Between Construction Loans and Mortgages

May 24, 2024 by Rilian Ball

Construction loans and mortgages are two important tools in the world of real estate financing. They each have specific purposes and come with their own set of rules and requirements. These differences cater to various needs when it comes to buying or building properties. Construction Loan: A construction loan is specifically designed to finance the construction of a new property or significant renovations to an existing property. These loans typically have short terms and are used to cover the … [Read more...]

Filed Under: Home Mortgages Tagged With: Construction Loans, Mortgage, Real Estate Financing

Should You Buy A Fixer Upper?

July 21, 2020 by Rilian Ball

If you've expressed any interest in buying a home that you can work on, your real estate agent may present you with one or two fixer upper properties for your consideration. Fixer upper homes can offer good value for certain kinds of homebuyers. But not everyone should buy a fixer upper. Here are some considerations to keep in mind. There May Be Unforeseen Conditions Until you actually get in there and start renovating, you cannot know exactly what is behind those walls. Fixer uppers could have … [Read more...]

Filed Under: Mortagage Tips Tagged With: Construction Loans, Fixer-Upper, Mortgage Tips

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Rilian Ball


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  • VA Construction Loans: What You Need to Know Before You Build
  • 3 Ways a Reverse Mortgage Can Reshape Your Retirement
  • Homeowners Insurance: How Much Coverage Do You Really Need?
  • Building Your Dream Home? Here’s Why Construction-to-Permanent Loans Are Worth a Look

Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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