Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact
Block
Committed to providing financial solutions for homeownership
LET'S TALK
rate quote
Get a Rate Quote
Want a quick quote? Fill out this form
Loan Checklist
Loan Checklist
Make sure you have all you need!
Questions?
Have questions?
Ask us today!
Apply Now
Apply Now
Ready to get started? Click here!

Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

December 21, 2016 by Rilian Ball

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. Fortunately, there are a number of myths associated with buying a home that may not adversely affect potential homebuyers. If you're interested in purchasing a home but are unsure about whether it will get approved, here are a few things you may want to dispel. No Approval With Less Than 20 Percent While putting 20 percent down can help you avoid … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Graduating Soon? Tips to Prepare You for Your First Mortgage

December 20, 2016 by Rilian Ball

If you've recently graduated from college, or will be graduating soon, and plan to become a homeowner, you're in a somewhat unique position. You're about to embark on a great journey, but at the same time, you may also be taking on an awful lot of debt. That said, it is possible to successfully manage a high debt load if you're careful. So how can you make sure you can pay your mortgage, your student loans, and your mortgage expenses all without losing your mind? Here's what you need to know. … [Read more...]

Filed Under: Home Mortgage Tagged With: Mortgage

What’s Ahead For Mortgage Rates This Week – December 19, 2016

December 19, 2016 by Rilian Ball

Housing news was boosted by the National Association of Home Builders Housing Market Index, which posted its highest readings since July of 2002. In other news, the Federal Reserve's Federal Open Market Committee voted to raise the federal funds rate and Fed Chair Janet Yellen gave a press conference. Mortgage rates rose and weekly jobless claims fell. Home Builder Confidence Highest in 14 Years, Home Construction Lags According to the National Association of Home Builders, builder confidence in … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buying a New Home? Use This Checklist to Ensure Your Finances Are in Order

December 16, 2016 by Rilian Ball

Buying a home is a significant expense. It doesn't matter whether you're a first-time buyer or have experience. Unless you have a large pile of cash, you'll need to ensure your finances are in order before closing. In this post we'll explore four financial items you'll want to check off before buying a new home. Figure Out Your Current Monthly Budget First, you're going to want to sort out your monthly budget. If you've never done a budget before, start with something basic. Open up a … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips

  • « Previous Page
  • 1
  • …
  • 533
  • 534
  • 535
  • 536
  • 537
  • …
  • 593
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Understanding the Basics of Mortgage Securitization
  • Understanding the Federal Housing Administration Title I Home Improvement Loan Program
  • The Impact of Gender and Race on Mortgage Approval Rates
  • What’s Ahead For Mortgage Rates This Week – June 30th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in