Rilian Ball

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There Are Major Incentives For Homeowners To Sell Their Homes Now

July 1, 2021 by Rilian Ball

Now is a great time to take out a new home loan because mortgage rates continue to hover near historic lows. As a result, many homeowners are refinancing to a lower rate. This is also the perfect time to move because homeowners can take out a new home loan with a lower interest rate. Mortgage rates will not remain at historic lows forever and have already begun to rise slowly this year. Homeowners should sell now and take out a new home loan before they rise too much. Homeowners Can Take … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying and Selling, Homeowners, Seller's Market

Where Is The Housing Market Going Next?

June 23, 2021 by Rilian Ball

There are many people wondering where the housing market is going next. While interest rates might be low, attracting a lot of buyers, there are some potential homeowners who are concerned about the current demand in the housing market. This could be driving up home prices, causing some people to pause. Furthermore, some people might be hesitant to sell because they are worried they might have a hard time finding a new home in the current market. What do the experts have to say? Homes Might … [Read more...]

Filed Under: Mortgage Tagged With: Low Inventory, Low Rates, Real Estate Inventory

Is an ARM Loan Right for You?

June 17, 2021 by Rilian Ball

In today’s competitive housing industry, it’s important to find the loan that’s right for you. With the low-interest-rate environment, many buyers wonder if an ARM loan is the best choice. Here’s everything you should consider before choosing an ARM loan. Understanding how an ARM Loan Works An ARM loan offers an introductory rate. The rate remains fixed for the first few years. After the fixed period, the rate adjusts annually based on the index (such as LIBOR) and the … [Read more...]

Filed Under: Mortgage Tagged With: ARM, Loan Options, Mortgage

Deciding Whether To Move or Refinance: Which Is The Better Option?

June 16, 2021 by Rilian Ball

There are a lot of people who are wondering if now is the right time to move or refinance their current home loan. With interest rates still favorable, a lot of homeowners have the potential to save a lot of money if they are able to secure a home loan with a lower interest rate. There are two ways homeowners can secure a home loan with a lower interest rate. The first is to refinance. The second is to move. Which option is better? There are a few key points to keep in mind. Taking A Closer … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Refinance

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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