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The Top Reasons To Downsize When You Retire

August 12, 2022 by Rilian Ball

If you plan on retiring in the near future, you might be thinking about moving. The kids might be grown, and you might not want to take care of such a large house. If that is the case, you should consider downsizing. When you downsize your home, you trade in your larger home for a smaller one. What are some of the top reasons why you should do so? 1. Bulk Up Your Retirement Account The first reason why you should downsize is that you will free up more resources you can contribute to your … [Read more...]

Filed Under: Mortgage Tagged With: Downsizing, Mortgage, Retirement

The Top Tech Upgrades For Your Home During A Home Improvement Project

August 2, 2022 by Rilian Ball

If you want to increase the value of your home, you might be thinking about conducting a renovation project. You can significantly increase the value and appeal of your home if you add some advanced technology. What are a few of the top tech upgrades you should consider adding to your home? Take a look at some of the top options below, and consider reaching out to a professional who can help you. A Smart Thermostat There are a lot of people who are concerned about cost-of-living increases. If … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Tips, Smart Fridge, Upgrading Your Home

Why Millennial And Gen Z Buyers Are Struggling

July 29, 2022 by Rilian Ball

Right now, it is difficult for people to purchase a house. Prices are very high, inventory remains at record low levels, and this is contributing to bidding wars. Even though everyone is having a hard time finding a house, Millennials and Gen Z buyers are struggling more than other people. What are some of the biggest hurdles that these buyers need to overcome?  A Lack Of Familiarity One of the first problems that Millennials and Gen Z buyers have to overcome is a tremendous lack of … [Read more...]

Filed Under: Mortgage Tagged With: Gen Z, Millennials, Mortgage

The Top Questions To Ask A Mortgage Lender

July 27, 2022 by Rilian Ball

With many people interested in taking out a home loan, it is critical for potential homeowners to think carefully about which loan structure is right for them. There are a lot of home loan options out there, and potential homeowners need to make sure they consider the benefits and drawbacks of all options. This means asking the right questions. What questions do you need to ask your mortgage lender? How Big Of A Down Payment Do I Need? The first question you need to ask your mortgage … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Mortgage Insurance

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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