Rilian Ball

First Capital Group

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Can You Give a Relative a Gift of Cash for a Mortgage Down Payment? Yes – Here’s How

October 20, 2015 by Rilian Ball

A new house is a major investment. Even if you have a mortgage, the bank and the seller will still expect a sizeable down payment. That's why lots of people regularly gift down payments to friends and relatives - it's a great way to help young people start out on the path of home ownership. But what are the rules around gifting down payments? Can you simply give someone everything they need? Although it's a generous thought, it's not always possible - here's what you need to know. Make Sure You … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – October 19, 2015

October 19, 2015 by Rilian Ball

Last week's economic reports included Consumer Price Index and Core index for September, the minutes of the FOMC meeting held September 15 and 17, and weekly reports on mortgage rates and new jobless claims. The details: FOMC Minutes Hint at Looming Rate Hike as Inflation Lags Minutes of the Federal Open Market Committee meeting held in September suggest that while Fed policy makers have reservations about low inflation and labor markets, they may go ahead and raise the target federal funds rate … [Read more...]

Filed Under: Market Outlook Tagged With: Consumer Price Index, FOMC, Freddie Mac

3 Autumn-inspired Decor Ideas That Will Spice Up Your Home

October 16, 2015 by Rilian Ball

With the season of jack-o'-lantern's and crunchy leaves under foot, there can't help but be plenty of ways to integrate the loveliness of autumn into your home decorations. Whether you're looking for a simple touch or a statement that will completely define a room, here are a few ideas for highlighting the best the fall has to offer. Showcase a Seasonal Bouquet A vase full of flowers can add a lot to any room in the house, but a great way to integrate the season outside with your home is to make … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Staging

Buying a Home This Fall? Here’s How Your Choice of Neighborhood Will Impact Your Mortgage

October 15, 2015 by Rilian Ball

If you're planning to buy a home in the next few months, you'll want to ensure you choose a great neighborhood to live in - not just because it can improve your quality of life, but also because it can help you get a mortgage. Neighborhood is a factor that lenders consider when you apply for a mortgage, which is why you'll want to consider a neighborhood's mortgage implications as well. Here's what you need to know about how the neighborhood you buy into affects the kind of mortgage you can get. … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Neighborhoods and Communities

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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