Rilian Ball

First Capital Group

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How to Lower Your Mortgage Interest Rate

May 3, 2016 by Rilian Ball

Mortgage interest rates are at historical lows right now, but they're expected to start rising soon. That's why savvy buyers are taking steps to ensure they get the best possible interest rates on the market and then lock those rates in for the long term. But even if interest rates are already low, that doesn't mean you can't reduce them further. So how can you save even more money on your monthly interest payments? Here's what you need to know. Buy Down Your Rate With Interest Points Interest … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Interest Rate

The HARP Refinance Program Has Been Extended into 2016: Here’s How You Can Take Advantage

April 28, 2016 by Rilian Ball

With the Home Affordable Refinancing Program recently being extended until the last day of December, 2016, many homeowners who have found their assets in a challenging situation have been given a second chance to apply and receive an affordable mortgage. By taking advantage of the HARP program, eligible borrowers can refinance to the current mortgage rates on their homes while avoiding paying for private mortgage insurance or putting down the principal. A Quick Primer On The HARP Refinancing … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

You Ask, We Answer: 5 Ways That You Can Proactively Build and Improve Your Credit Score

April 26, 2016 by Rilian Ball

If you're planning to buy a house or take out a business loan in the near future, you'll want to work hard to boost your credit score well ahead of time in order to improve your likelihood of getting the loan you need. A great credit score can also make you more desirable to employers and help you to negotiate lower car insurance rates. But what can you do in order to build your credit score over time? What are the best strategies for boosting that score as high as possible? Here's what you need … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Investor Thoughts: What Home-buyers Can Learn from a Real Estate Investor’s Stand-point

April 21, 2016 by Rilian Ball

There are plenty of things to consider when purchasing a home, from the size of place that you're looking for to the amount of home you're able to afford. While it's certainly worth knowing what you want going in, here are a few factors that investors often think about when it comes to making or breaking the appeal of a real estate purchase. Will The Location Last? 'Location, location, location' is a popular expression for a reason, and it's among the first things that any person purchasing a … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Home Investments

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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