Rilian Ball

First Capital Group

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4 Financial Benefits of Home Ownership

June 3, 2016 by Rilian Ball

Home ownership may be one of the most familiar goals of adulthood, but there's more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you're trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in. It's More Economical Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Home Ownership Benefits

Did You Know?: 4 Ways That a Real Estate Attorney Can Make Your Home Purchase Easier

May 26, 2016 by Rilian Ball

It is common for home buyers to take steps to keep their out-of-pocket expenses to a minimum, and many will try to avoid paying for optional services for this reason. While you may not want to pay for all optional services, there are some that can be truly beneficial to you even if they are not required. After learning more about the services provided to you by a real estate attorney, you may be ready to seek out these professional legal services for your upcoming purchase. Explaining the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Homeowner Tips

4 Neglected Home Maintenance Tasks That Are a Must

May 25, 2016 by Rilian Ball

There are a number of home maintenance tasks that are easy to forget about in favor of more obvious renovations, but forgetting to do some of them can end up costing you a lot down the road. If you're hoping to keep your home in tip-top shape, here are a few tasks that you shouldn't forget about. Sealing Off Access Points Small rodents and insects can wreak havoc on your home if they gain access, so ensure that you maintain the foundation of your home and seal off any areas where these pests … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Maintenance

Need to Discuss – How to Refinance Your Adjustable-rate Mortgage with Better Terms

May 24, 2016 by Rilian Ball

An adjustable-rate mortgage was once a great mortgage product, at a time when home buyers wanted to avoid locking in high interest rates. But with historically low interest rates now available to millions of buyers and rates expected to rise in 2017, lots of mortgage holders are trying to find a deal and negotiate better terms before rates go up. One great way to save on mortgage costs is to refinance your adjustable-rate mortgage. So how can you make a mortgage refinance work for you? Here are … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Adjustable Rate Mortgage, Home Mortgage Tips, Refinancing Mortgage

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
  • The Benefits of Online Mortgage Calculators for Borrowers

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

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