Last week's readings on new and existing home sales provided further evidence of strengthening housing markets. Both categories of home sales exceeded December's readings. Consumer sentiment was lower in February than for January and average rates were mixed with fixed rates higher and the rate for 5/1 adjustable rate mortgages lower. Consumer sentiment lower in February. New and Previously-owned Home Sales Higher in January Home sales volume rose in January regardless of obstacles including … [Read more...]
If Your Home Is Destroyed in a Natural Disaster, What Happens to Your Mortgage?
When you've been in your home for a while and have established a certain amount of equity, it can be a good feeling to know that you have an investment you can count on. However, with changing weather patterns you may be afraid of a natural disaster striking and what it could mean for your financial well-being. If you're curious about how this can impact your mortgage, here are a few things to consider. Determine Your Protection The thought of having your home adversely impacted by a natural … [Read more...]
5 Things Nobody Tells You About Selling Your First Home
It's often so exciting to think of buying a new home that homeowners forget about the sale, but there are a lot of details involved in putting a home on the market. Whether you're just considering selling or are readying to put your home up, here are some things you might not know about the process. Marketing Strategy Is Important The days of putting a sign on the front yard and waiting for buyers are gone, so it's important to have a strategy that will successfully highlight your house. Whether … [Read more...]
Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step
There are so many details involved in the mortgage process that you may not be aware of what pre-approval is if you've just entered the market. However, pre-approval assesses your ability to make monthly mortgage payments and can be an important first step in the home-buying process. If you're currently contemplating a home purchase, here's why you may want to consider pre-approval first. Improved Agent Attention It may be a lesser-known fact, but it's often the case that many real estate agents … [Read more...]
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