Rilian Ball

First Capital Group

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What Factors Affect Mortgage Payments?

November 20, 2015 by Rilian Ball

As you can see in the video below, the amount of the down payment the size of the mortgage loan, the interest rate the length of the repayment term and payment schedule will all affect the size of your mortgage payment. In bullets: Down payment Loan size Interest rate - fixed or adjustable Repayment term - how long Payment schedule - how often all affect the size of your payment. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, Video Tips

How Are Pre-Qualifying And Pre-Approval Different?

November 6, 2015 by Rilian Ball

How Are Pre-Qualifying And Pre-Approval Different? Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house. Pre-approval is a lender's actual commitment to … [Read more...]

Filed Under: Mortagage Tips Tagged With: Mortgage Aproval, Mortgage Tips, Video Tips

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Rilian Ball


Branch Manager
First Capital Group
NMLS# 202687

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Rilian Ball
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www.nmlsconsumeraccess.org

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