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4 Reasons Why Your Mortgage May Be Denied After Pre-approval

December 27, 2022 by Rilian Ball

So you've been pre-approved for a mortgage – great! You've taken the first step toward becoming a homeowner. But before you start picking out china patterns, you'll want to keep in mind that a pre-approval isn't the same thing as a mortgage agreement. There's still no guarantee that you'll actually get a mortgage. But why would a lender deny a mortgage after pre-approving a borrower? Here's what you need to know. Sudden Changes In Income Or Employment History A number of mortgages will … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

The Top Ways To Keep Pests And Infestations Out of Your Home

November 30, 2022 by Rilian Ball

There are a lot of pests that may try to make their way into your home, and they can cause significant health and safety issues in addition to detracting from your property values. It can be very difficult to remove infestations once they have infiltrated your home, so it is always better to prevent them from happening. What are a few tips you should keep in mind?  Seal The Doors And Windows One of the easiest ways for pests to get into your home is to crawl through open doors and windows. … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Tips, Pest Infestations, Pests

The Top Tips To Get Your Offer Accepted

October 19, 2022 by Rilian Ball

The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge. Many people assume that the best way to get an offer accepted is to offer the most money. Even though that is certainly helpful, there are several other tips you should follow to make sure your offer is the one the seller picks. Get Pre-Approved For A Mortgage First, you must make sure that you get … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, New Home, Purchase Offer

What Are Conditional Approvals?

October 6, 2022 by Rilian Ball

As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn't mean that the sale is guaranteed to go through, it does mean that an agreement is in place. An Overview Of A Conditional Approval A conditional approval is an informal acknowledgement that an agreement is in place between a buyer and the lender; however, the lender … [Read more...]

Filed Under: Mortgage Tagged With: Conditional Approval, Mortgage, Mortgage Tips

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Rilian Ball


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First Capital Group
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Recent Articles

  • 3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval
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  • Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
Rilian Ball
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