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Understanding the Federal Housing Administration Title I Home Improvement Loan Program

July 2, 2025 by Rilian Ball

Introduction to the ProgramThe Federal Housing Administration Title I Home Improvement Loan Program is a government-backed initiative designed to help homeowners finance necessary repairs, upgrades, and improvements to their primary residence. Established under the National Housing Act, this program makes funding accessible for individuals who may not qualify for traditional home equity loans due to limited equity or lower credit scores. Purpose and Scope of the LoanThis loan program was created … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement Loan, Mortgage Education, Title I Program

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Rilian Ball


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