Rilian Ball

First Capital Group

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Balancing Educational Debt with Homeownership Goals

January 12, 2024 by Rilian Ball

In the pursuit of the American dream, many individuals find themselves walking a tightrope between educational aspirations and the desire to own a home. The burden of student loan debt can often seem impossible, making the prospect of homeownership feel like a distant dream. With strategic planning and disciplined financial management, it's possible to strike a balance between educational debt and homeownership goals. Here are a few effective strategies to help you navigate this delicate … [Read more...]

Filed Under: Student Loans Tagged With: Budgeting, Mortgage, Student Loans

Borrowers With Student Loans Might Have An Easier Time Qualifying For An FHA Loan

September 28, 2021 by Rilian Ball

In the past, a lot of potential borrowers were declined for FHA loans due to the presence of student loans. Now, the Biden Administration along with the FHA has eased a lot of their regulations surrounding student loans, making it easier for borrowers with student loans to qualify for a home loan. The FHA required that FHA mortgage companies calculated the monthly student loan payment as one percent of their outstanding loan balance if the loans were not fully amortized; however, this is now … [Read more...]

Filed Under: Mortgage Tagged With: FHA, Mortgage, Student Loans

How Are Different Mortgage Lenders Handling Student Loans During the Pandemic?

November 12, 2020 by Rilian Ball

The coronavirus pandemic has had a massive impact on everyone. This pandemic has led to massive economic issues as well. Given the ongoing crisis as it relates to student loan debt, many students are wondering how the pandemic is going to impact their student loans and how their student loans are going to impact a potential mortgage payment. There are a few points to keep in mind. Freddie Mac In general, loans backed by Freddie Mac are going to use the student loan payment that is marked on the … [Read more...]

Filed Under: Mortgage Tagged With: FHA, Mortgage, Student Loans

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Rilian Ball


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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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