Rilian Ball

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Most Renters Are Paying Far More Than Their Landlord’s Mortgage

June 6, 2023 by Rilian Ball

It is not uncommon for renters to pay more in rent than their landlord's mortgage payment. This is because landlords are typically looking to make a profit on their rental properties, and they will often set their rent prices based on market rates rather than the cost of their mortgage. There are several reasons why renters often pay more than a mortgage payment: Renters are not building equity: When you make a mortgage payment, you are building equity in your home. Equity is the value of your … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Renting

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023 by Rilian Ball

If you're at the stage in life where home ownership is nearly within your reach, you're probably wondering whether you should start looking for a home or whether you should just keep renting. Renting is easier, people say, and it gives you more mobility. But over the long term, all that rent money can really add up - and it eventually reaches a point where buying a home is a better deal. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here's what you need … [Read more...]

Filed Under: Mortgage Tagged With: Home Mortgage Tips, Mortgage, Renting

Renters Missed Out On Tens Of Thousands Of Dollars This Past Year

November 30, 2021 by Rilian Ball

Rent has gone up significantly during the past year. Even though it is not unusual for rent to go up over time, the average rent across the country has increased significantly during the past year. This means that the average rent will probably be even higher next year than it is this year. Even though this is one of the biggest deterrents against renting, there are other reasons to get out of the rental market as well.  Renters Stand To Lose More Money This Year One of the biggest reasons … [Read more...]

Filed Under: Homeowner Tips Tagged With: Expenses, Homeowner Tips, Renting

Buying a Home While Relocating is a Smarter Choice

April 22, 2021 by Rilian Ball

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time. Finances Have to be In Order Buying a home more than once every ten years requires a good amount of discipline on one’s personal finances. Most of the initial decisions and approvals will depend … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Mortgage, Renting

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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