Rilian Ball

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Getting A Lower Interest Rate During A Refinance

December 16, 2020 by Rilian Ball

There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind. Be A Strong Refinance Candidate First, homeowners need to make sure that it is actually worth their … [Read more...]

Filed Under: Mortgage Tagged With: Low Rates, Mortgage, Refinance

Should You Get A Second Mortgage To Pay For College?

December 5, 2019 by Rilian Ball

College is expensive and everyone needs to think about how they are going to cover the costs. Some of the costs include tuition, room and board, meals, books, and spending money. In order to pay for college, some people consider taking out a second mortgage instead of taking out a student loan. How can someone know if taking out a second mortgage is the answer for them? There are several factors to consider. The Interest Rate One of the factors that people need to consider is the interest rate … [Read more...]

Filed Under: Mortgage Tagged With: College Expense, Mortgage, Refinance

6 Ways to Fight Foreclosure

March 13, 2019 by Rilian Ball

Sometimes, things don't go as planned. Despite the best intentions, there are times when it's impossible for homeowners to fulfill their mortgage obligations. When your misfortune turns into a foreclosure notice, these tips will help you control the situation and realize the best outcome. Work With Your Lender Open the lines of communication with your lender to stall the foreclosure process. Call your lender and explain your predicament. Give them specific details about the nature and estimated … [Read more...]

Filed Under: Mortgage Tagged With: Foreclosure, Mortgage, Refinance

Is Now a Good Time to Cash Out Your Home Equity?

March 12, 2019 by Rilian Ball

For many Americans, their home is their primary investment. The equity stored in your residence can be a source of available cash for home repairs, upgrades, or for financing the purchase of investment properties. However, few homeowners really understand the process that results in home equity.  What Is Home Equity? Your monthly mortgage payment goes towards two different amounts. The first is the interest that you pay for the loan. The other is your principal payment or the amount that … [Read more...]

Filed Under: Mortgage Tagged With: Equity, Mortgage, Refinance

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Rilian Ball


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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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