Rilian Ball

First Capital Group

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How to Run a Quick Financial Health Check Before You Apply for a Mortgage

December 21, 2017 by Rilian Ball

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage. Update (Or Start) Your Monthly Budget First, it is essential to get the basics out of the way. If you haven't already, it's time to start a monthly budget to keep track of your income and … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments

December 19, 2017 by Rilian Ball

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month. Just What Is PITI, Anyway? PITI is an acronym that stands for "principal, interest, taxes and insurance," which are the four main components that make up your housing costs. Principal - this is the amount that you are paying … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

The Quick and Easy Guide to Finding the Right Builder to Construct Your Dream Home

December 15, 2017 by Rilian Ball

Are you in the market for a new house? If so, you may be considering having a custom-home designed and built to your specifications. There is no better way to get exactly what you want in a house than to have it built from scratch. With that in mind, let's take a look at our quick and easy guide to finding the right builder to construct your dream home. Have Ideas In Mind Before You Start Try to have some ideas in mind before you contact a builder. For example, how many bedrooms do you want? Are … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes

December 13, 2017 by Rilian Ball

Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let's explore three key ways that driverless cars are going to help to shape how we think about our homes in the very near future. #1: Goodbye, Garages It might seem a bit strange to think about now, but many people are likely to get rid of their cars entirely. Car ownership is expected to shift to … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Real Estate Tips

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

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