Rilian Ball

First Capital Group

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Vacation Home or First Mortgage Payoff?

August 17, 2023 by Rilian Ball

Imagine having some extra cash on hand, enough to make a significant financial decision that could potentially shape your future. You've worked hard to build equity in your home, and now you find yourself at a crossroads. Should you invest in a vacation home or use the money to pay off your first mortgage? Vacation Home-Pros A Place to Escape: Owning a vacation home provides you with a tranquil getaway, a place to unwind and recharge. It offers the potential for making lasting memories with … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, New Home

Will Buying A New Car Impact The Ability To Buy A New Home?

August 4, 2023 by Rilian Ball

Making major life decisions often involves a delicate balancing act. Among the most significant choices individuals face are buying a new car and purchasing a new home. Both ventures represent milestones in one's life, bringing excitement and anticipation. However, there is a complex interplay between these two financial endeavors that can significantly impact a person's ability to achieve their dream of owning a new home.  Here are some factors to consider: Debt-to-income ratio: When you … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, New Car, New Home

How To Find A New Home In A New City

August 3, 2023 by Rilian Ball

Finding a home in a new city can be a daunting task, but there are several steps you can take to make the process smoother. Here are some tips: Research the neighborhoods: Start by researching the different neighborhoods in the city you are moving to. Look into the amenities, crime rates, school districts, and transportation options in each area to help you narrow down your search. Determine your budget: Figure out how much you can afford to spend on rent or a mortgage before you start looking … [Read more...]

Filed Under: Mortgage Tagged With: New City, New Home, Relocate

Most Common Questions First-Time Home-Buyers Ask

June 27, 2023 by Rilian Ball

Buying your first home is an exciting milestone in life, but it can also be overwhelming and filled with questions. As a first-time home buyer, you want to make informed decisions and ensure a smooth process. Below we will address some of the common questions that first-time home buyers often ask. 1. What Exactly Is a Mortgage? A mortgage is an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property … [Read more...]

Filed Under: Mortgage Tagged With: First Time Buyer, New Home

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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