Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Financing Land and New Construction Homes

October 2, 2025 by Rilian Ball

Buying land or constructing a new home offers exciting opportunities for customization and investment, but the mortgage process differs from traditional home loans. Lenders often have stricter requirements for land and new construction financing, so understanding your options, planning ahead, and working closely with a mortgage professional is essential. By knowing what to expect, you can navigate this process smoothly and secure the financing needed to bring your vision to life. Land Loans: … [Read more...]

Filed Under: Mortgage Tips Tagged With: Land Loans, Mortgage Tips, New Construction

5 Important Questions to Ask When Buying New Construction

May 5, 2023 by Rilian Ball

Buying a new home is exciting. Buying a brand new home can be even more so with the realization of being the first owner and possibly being able to choose your own layout and finishes. The prospect of owning new construction is definitely exciting, but it doesn't come without its own set of questions. If you're in the market for a new home, and considering new construction, make note of the questions below when you begin your property search. What Are The Long Term Plans For The Community? … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer, New Construction, Questions to ask

New Home Prices Going Down Making Them More Affordable

September 17, 2019 by Rilian Ball

Residential real estate developers in America are responding to a national slowdown in new home construction by building smaller homes that are more modestly priced. The demand for smaller, less expensive homes is growing, while the overall demand for new custom homes is declining. Prices decreased slightly, by about one-half percent, from the price levels in 2018 for newly-constructed homes. Lower Profits For Builders The median price for a newly-constructed home in America is $372,900. The … [Read more...]

Filed Under: Real Estate Tagged With: Market Trends, New Construction, Real Estate

Pros And Cons: Older Homes Versus New Construction

September 21, 2018 by Rilian Ball

Opinions differ about whether home buyers are best served by purchasing an older home or new construction. New homes enjoy that "new home" smell and the idea that you are the very first occupant can be very appealing. On the other hand, older homes resonate with nostalgia and many architectural design elements are no longer commonly used. While some people feel strongly one way or the other, it's a lot like comparing apples and oranges. The right home for any home buyer is the one that fits … [Read more...]

Filed Under: Real Estate Tagged With: Home Comparison, New Construction, Real Estate

  • 1
  • 2
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Reverse Mortgages for Retirement Planning
  • Creative Mortgage Options Shared Appreciation and Other Alternatives
  • Interest-Only Mortgages Explained
  • What’s Ahead For Mortgage Rates This Week – October 6th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in