Rilian Ball

First Capital Group

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What Are The Most Common Mistakes Homeowners Make When Refinancing?

March 26, 2021 by Rilian Ball

There are lots of people who are looking to take advantage of low interest rates to refinance their homes. This provides homeowners with an opportunity to save tens of thousands of dollars over the life of the loan. It could also allow homeowners to access equity to finance a home renovation or shave years off their mortgage. On the other hand, there are also a lot of people who make mistakes during the refinancing process. What are some of the mistakes that everyone should make sure they … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinancing

Approved With Conditions: What Does It Mean?

March 23, 2021 by Rilian Ball

Applying for a home loan might not be the most exciting part of purchasing a home; however, many homeowners need to go through a lender to purchase a home. It is exciting to hear that the approval letter has gone through; however, it is also possible for someone to see that they have been approved with conditions. What does this mean? What are some of the most common reasons why someone might have conditions? It Could Just Be Standard Procedure Sometimes, people see that they have conditions to … [Read more...]

Filed Under: Mortgage Tagged With: Loan Application, Loan Approvals, Mortgage

Interesting Facts To Know About Mortgages

March 17, 2021 by Rilian Ball

Many people have heard that there are a lot of changes taking place in the real estate market right now. As a result, a lot of people are thinking about purchasing a new home or refinancing an existing mortgage. When looking at a mortgage, many people focus on the interest rate, the term of the loan, and the size of the loan. Even though these are all important factors to consider, it might be helpful to take a look at a few fun facts about mortgages as well. Where Did The Word Come From? When … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Facts, Mortgage History

Understanding The Difference Between A Co-Borrower And A Co-Signer: What Do They Mean?

March 16, 2021 by Rilian Ball

There is a lot of jargon that comes with purchasing a home. Even though this could be confusing, purchasing a home is also a significant decision. Therefore, it is critical for everyone to understand exactly what they are signing before they scribbled their name on the dotted line. In some cases, a co-borrower or a co-signer (also called a non-occupying co-borrower) could be needed to strengthen the application. What is the difference between these two terms?  What Is A Co-Borrower? First, … [Read more...]

Filed Under: Mortgage Application Tagged With: Co-Borrower, Co-Signer, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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