Rilian Ball

First Capital Group

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Buy A Home This Year To Build Wealth

March 10, 2021 by Rilian Ball

It is important for everyone to diversify their investments. When people hear this term, they usually think about diversifying their investments across stocks, bonds, and mutual funds. In addition, it is also a prudent idea to leave the traditional financial markets and look for other sources of wealth as well. This includes real estate. Without a doubt, this has been a challenging year. At the same time, those who are looking to build wealth should consider purchasing a house this year. There … [Read more...]

Filed Under: Mortgage Tagged With: Investments, Low Rates, Mortgage

In Less Than An Hour A Day, A Home Can Be Organized Quickly

March 9, 2021 by Rilian Ball

Organizing a home seems like a significant challenge. Fortunately, there are easier ways to make this happen. In less than an hour per day, it is possible to organize a home from top to bottom. Getting these unnecessary items out of the way might even prevent people from stubbing their toes! How can this be possible?  Start Getting Rid Of Unnecessary Items Start by creating two boxes. The first box should have the word “donate” written on it. The second box should have the … [Read more...]

Filed Under: Mortgage Tagged With: Declutter, Mortgage, Organize

An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments

March 3, 2021 by Rilian Ball

Even though this may sound like a fancy word, amortization is simply a long word for a straightforward topic. Furthermore, it plays a significant role in the determination of monthly mortgage payments. Before taking out a home loan, homeowners need to understand how their payment schedule works and what this means for the future of the home loan. Amortization refers to the way monthly payments are calculated to make sure that homeowners pay the same amount every month throughout the life of the … [Read more...]

Filed Under: Mortgage Tagged With: Amortization, Mortgage, Mortgage Payment

An Overview Of Mortgage Points On Home Loans

February 25, 2021 by Rilian Ball

Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term “points” might sound positive, this is not always the case. What do people need to know about mortgage points?  Mortgage Points Refer To Payments Due … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Terms

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • What If My Mortgage Pre-Approval Expires?
  • Understanding “Cash to Close” in Your Home Buying Journey
  • Common Title Issues That Can Delay Your Home Closing
  • Understanding the Financial Power of Mortgage Points

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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