Rilian Ball

First Capital Group

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Buying a New Home? Three Major Mortgage Missteps That You’ll Want to Avoid

March 21, 2017 by Rilian Ball

Buying a home is one of the biggest financial investments you'll make in your life, and it's important to make sure that you're doing what will be right for you down the road. If you're trying to avoid buyer's remorse and are wondering what major missteps to avoid when diving into the market, here are a few things you may want to watch out for. Buying Too Much Home It's often the case that a homebuyer will get so excited about a home they see that they need to have it, but putting all of your … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Mortgage 101: Five Key Mortgage Terms You Need to Understand

March 15, 2017 by Rilian Ball

From putting your home on the market to finding the lender with the best rates, there are so many things involved in buying a home that the terminology is just one more thing to add to the list. While there may be quite a few words you'll hear that may be unclear, here are a few you'll want to watch out for so you'll be prepared for home ownership. Adjustable-Rate Mortgage Often known as ARM, an adjustable-rate mortgage corresponds to the conditions of the market. This means that your interest … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

March 9, 2017 by Rilian Ball

Finding the right home and the right mortgage can take a lot of time and energy, so it's important to consider whether you'll be prepared for approval before diving into the process. Whether you've had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you'll be pre-approved for a mortgage. Do You Have A Down Payment? You may have heard that the ideal down payment amount is 20% of the cost of the home, but this doesn't mean you have … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Thinking About Refinancing Your Mortgage? 4 Ways to Ensure It’s Worth Your Time

March 3, 2017 by Rilian Ball

If you're familiar with the real estate market, you've likely heard the term 'refinancing' and may be wondering what this can mean for your mortgage and your financial well-being. While refinancing can be a great benefit for those who are looking for a lower interest rate or a different mortgage type, here are the details on what it can offer and whether or not it will work for you. Acquiring A Lower Interest Rate The most common reason people consider refinancing their home is to take advantage … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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