Rilian Ball

First Capital Group

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4 Smart Money Habits That Will Help You Save up a Mortgage Down Payment Faster

August 31, 2017 by Rilian Ball

Are you ready for home ownership? The prospect of owning your own house or apartment is an exciting one, but with any financial transaction this large there are some things to consider. The first is your down payment – that is, the initial payment you'll put against the cost of the house to reduce the amount that you're borrowing in a mortgage. Let's have a look at four habits that will help you to get your down payment saved up faster. Build (And Stick To!) A Reasonable Budget The first … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Closing Costs 101: Expert Tips for Keeping Your Costs Down When Finalizing Your Mortgage

August 29, 2017 by Rilian Ball

Are you thinking about buying a new home? If you are going to make use of mortgage financing, you may be wondering about some of the costs attached. As you may have heard, all mortgages have a number of fees and other costs that are assessed at the "close," or when you finalize the loan. Let's take a look at a few expert tips that will help you to keep your closing costs to a minimum when you take out your next mortgage. Aim For Zero-Closing-Cost Options If Possible One question that you will … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

First-time Buyers: Boost Your Chances of Mortgage Pre-approval With These 4 Tips

August 25, 2017 by Rilian Ball

Buying a home for the first time? If you plan on taking out a mortgage, you will likely want to know just how you can get pre-approved for enough financing to get the home of your dreams. In today's post, we will share four tips that will help you to boost your chances of a successful pre-approval when you apply for a mortgage. Polish Up Your Credit Score It should come as no surprise that your credit score is one area every mortgage lender is going to inspect. Order a copy of your credit report … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

August 23, 2017 by Rilian Ball

Are you thinking about buying a new home using a mortgage loan? If you've just graduated from college, you're probably wondering how your student loans will impact a mortgage and what your options are. In today's post we'll share three things that you need to know about mortgages if you're still working on paying off your student loan debt. #1: Yes, Your Student Loan Will Affect Your Application You might as well embrace the fact that your outstanding student loan is going to cause some … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Homeowner Tips, Mortgage, Mortgage Payments

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Role of A Down Payment: How Much Should I Save?
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  • You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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  • Jumbo Home Loan
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