Rilian Ball

First Capital Group

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A Few Creative and Effective Ways to Save Money for a Down Payment

December 29, 2020 by Rilian Ball

For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home’s value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home. Talk To The Seller One of the first tips that … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Savings

Getting A Lower Interest Rate During A Refinance

December 16, 2020 by Rilian Ball

There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind. Be A Strong Refinance Candidate First, homeowners need to make sure that it is actually worth their … [Read more...]

Filed Under: Mortgage Tagged With: Low Rates, Mortgage, Refinance

Getting A Lower Interest Rate During A Refinance

December 16, 2020 by Rilian Ball

There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind. Be A Strong Refinance Candidate First, homeowners need to make sure that it is actually worth their … [Read more...]

Filed Under: Mortgage Tagged With: Low Rates, Mortgage, Refinance

Purchase The Right Amount Of Home Insurance

December 15, 2020 by Rilian Ball

For most people, their home is the most valuable investment they will ever make. Therefore, it needs to be protected. This is where homeowners’ insurance is critical. At the same time, buying the right amount of homeowners’ insurance can be a bit of a challenge. A home that is underinsured leaves the homeowner vulnerable to situations involving fires, floods, and theft. On the other hand, nobody wants to throw away money unnecessarily by over-insuring the home. How can everyone … [Read more...]

Filed Under: Mortgage Tagged With: Insurance, Mortgage, Mortgage Tips

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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