Rilian Ball

First Capital Group

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The Top Tips for Saving Money On Energy Bills

August 10, 2021 by Rilian Ball

There are many homeowners who are looking for ways to reduce their monthly expenses. One way to do that is to target energy bills and expenditures. Homeowners might be able to make a few changes and upgrades to their homes, which could reduce utility bills and improve energy efficiency. What are a few ways to do exactly that? Consider Making The Switch To LED Lights One of the first changes homeowners might want to make is to switch to LED lights. LED lights are newer lights that can last many … [Read more...]

Filed Under: Mortgage Tips Tagged With: Energy Tips, Mortgage Tips, Saving Energy

The Pros and Cons of Mortgage Rate Locks

July 20, 2021 by Rilian Ball

If you're just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage rate lock. For those who don't like to gamble, a mortgage rate lock can offer a bit of reassurance, but there are also some downsides to this type of protection. Before signing off on this, here are the details on rate locks so you can make an informed decision. What Is A Rate Lock? For many people who are buying a home, the idea of interest rates … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Rate Locks, Mortgage Tips

Photography Tricks To Watch Out For When Buying A Home Online

June 10, 2021 by Rilian Ball

With COVID and social distancing keeping people apart, buying a home in person has become a real challenge. Digital tools and online presentations of homes for sale have ramped up in response, making it possible to see properties with both static images/photos and with “360 degree” views or interactive walkthroughs. However, these are not real-time images of the home itself. They are professionally-developed representations of a property, and a lot of software work goes into making … [Read more...]

Filed Under: Mortgage Tagged With: Home Photographs, Mortgage Tips, Online Purchasing

3 Things You Must Do after Inheriting a Home

May 4, 2021 by Rilian Ball

There can be a lot of excitement when it comes to the realization that you've inherited a home, but simply because it's an inheritance doesn't mean there aren't a few strings attached. Whether you're expecting to be gifted with a home in the future or you're currently going through this process, here are a few things you may need to watch out for. The State Of The Mortgage Once a home has been effectively handed over to you, it's important to determine the status of the mortgage with the lender … [Read more...]

Filed Under: Mortgage Tips Tagged With: Inheriting A Home, Mortgage Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Exploring the Benefits of Buying a Fixer-Upper
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  • The Role of A Down Payment: How Much Should I Save?
  • Understanding the Jumbo Mortgage and Why Refinancing is Different

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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