Rilian Ball

First Capital Group

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The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

August 9, 2022 by Rilian Ball

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is … [Read more...]

Filed Under: Mortagage Tips Tagged With: Closing Costs, Home Purchase, New Home

Eliminate These 5 Barriers To Saving For Your Down Payment This Month!

February 16, 2022 by Rilian Ball

With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the … [Read more...]

Filed Under: Mortgage Tips Tagged With: Down Payment, Financial Planning, Home Purchase

What To Watch Out For When Buying A Home

December 10, 2020 by Rilian Ball

Buying a new home is an exciting experience.  At the same time, it is also important for everyone to think about a few important topics that have to be discussed before they place an offer on a home. That way, everyone can rest easy, knowing they have done their due diligence when it comes to purchasing a new home. Do Not Neglect The Noise Level Of The Neighborhood One of the most commonly overlooked topics when it comes to buying a house is the noise level of the neighborhood. Some … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Purchase, HVAC, Roof

What Should I Consider Most When Buying A Home This Year?

April 16, 2020 by Rilian Ball

There are two times when it is best to buy a home. When you have to buy one and when you can afford to buy one. In general, owning a home is better than renting one because you are building up equity for yourself, instead of throwing your money away by helping the landlord buy the property with your rent money. Best- And Worst-Case Scenario Planning Be prepared for owning a home, especially if this will be your first time as a homebuyer. There is a natural tendency to stretch finances to the … [Read more...]

Filed Under: Real Estate Tagged With: Home Purchase, Market Trends, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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