Rilian Ball

First Capital Group

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Steps to Take Now to Build Your Credit for a Home Purchase Next Year

November 4, 2025 by Rilian Ball

Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother approval when you are ready to buy next year. Review Your Credit ReportStart by pulling your credit report from all three major credit bureaus. Review each report carefully to make sure that your personal information and account details … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Credit Building, Home Purchase, Mortgage Preparation

The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

August 9, 2022 by Rilian Ball

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is … [Read more...]

Filed Under: Mortagage Tips Tagged With: Closing Costs, Home Purchase, New Home

Eliminate These 5 Barriers To Saving For Your Down Payment This Month!

February 16, 2022 by Rilian Ball

With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the … [Read more...]

Filed Under: Mortgage Tips Tagged With: Down Payment, Financial Planning, Home Purchase

What To Watch Out For When Buying A Home

December 10, 2020 by Rilian Ball

Buying a new home is an exciting experience.  At the same time, it is also important for everyone to think about a few important topics that have to be discussed before they place an offer on a home. That way, everyone can rest easy, knowing they have done their due diligence when it comes to purchasing a new home. Do Not Neglect The Noise Level Of The Neighborhood One of the most commonly overlooked topics when it comes to buying a house is the noise level of the neighborhood. Some … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Purchase, HVAC, Roof

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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