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How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

November 21, 2023 by Rilian Ball

A short sale is a real estate transaction in which a homeowner sells their property for less than the outstanding mortgage balance. While this option can provide relief to homeowners facing financial hardships, it also comes with consequences that may affect their ability to buy another house in the future. We will explore the impact of a short sale on your credit, eligibility for a new mortgage, and the steps you can take to mitigate these effects. The Short Sale and Your Credit One of the most … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

Does Your Homeowner’s Insurance Policy Cover Storm Damage?

September 8, 2023 by Rilian Ball

If you own a home, you must make sure it is properly protected. Hazards can change throughout the year, and one of the biggest threats during the spring is the arrival of frequent thunderstorms. If your home is damaged by a severe storm, it might be covered by your homeowner's insurance policy. You need to take a closer look at your policy to see if you have the right coverage. An Overview Of Home Insurance An insurance policy is supposed to protect you against potentially severe financial … [Read more...]

Filed Under: Homeowner Tips Tagged With: HOI, Home Ownership, Storm Damage

You Closed On A House: Do You Or Your Lender Own It?

July 8, 2022 by Rilian Ball

You were able to find a house and successfully close on it, so congratulations on becoming a homeowner! Then, you pause for a second and think: does your lender own your house? Some people believe that if they only put 20 percent down on a house, the lender actually owns the other 80 percent. Does this mean that your lender still owns a large portion of your house? This is not the case, but there are some caveats that you need to keep in mind. Your Name Is On The Title First, you are the one who … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Lenders, Mortgage

The Majority Of Millennials Plan On Buying A House In The Next Few Years

June 7, 2022 by Rilian Ball

During the past year, the housing market has been on fire. There are not a lot of houses for sale, many people are interested in moving, and there is a rising demand from the people who put off moving during the coronavirus pandemic. Furthermore, Millennial demand is picking up, which will only make the housing market even hotter. Recently, a survey found that approximately two-thirds of people who qualify for Generation Y are thinking about buying a home in the near future. Many of them … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Millennials, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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