Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023 by Rilian Ball

If you're at the stage in life where home ownership is nearly within your reach, you're probably wondering whether you should start looking for a home or whether you should just keep renting. Renting is easier, people say, and it gives you more mobility. But over the long term, all that rent money can really add up - and it eventually reaches a point where buying a home is a better deal. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here's what you need … [Read more...]

Filed Under: Mortgage Tagged With: Home Mortgage Tips, Mortgage, Renting

4 Financial Benefits of Home Ownership

December 30, 2022 by Rilian Ball

Home ownership may be one of the most familiar goals of adulthood, but there's more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you're trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in. It's More Economical Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Home Ownership Benefits

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

December 23, 2022 by Rilian Ball

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before. Put More On Your Card It's important to put purchases on your credit card that you can afford to pay off … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

December 23, 2022 by Rilian Ball

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before. Put More On Your Card It's important to put purchases on your credit card that you can afford to pay … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

  • « Previous Page
  • 1
  • …
  • 4
  • 5
  • 6
  • 7
  • 8
  • …
  • 78
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • The Role of A Down Payment: How Much Should I Save?
  • Understanding the Jumbo Mortgage and Why Refinancing is Different
  • Home Security Systems for a Safe Haven
  • You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2026 · Powered by MySMARTblog

Copyright © 2026 · Genesis Sample Theme on Genesis Framework · WordPress · Log in