Rilian Ball

First Capital Group

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Using a Mortgage to Benefit Your Financial Future

June 6, 2024 by Rilian Ball

When it comes to building wealth and securing your financial future, a mortgage can be a powerful tool. While taking on debt might seem counterintuitive to achieving financial freedom, a mortgage, when managed wisely, can provide numerous benefits. Here’s how leveraging a mortgage can pave the way to a stronger financial future. 1. Building Equity Over Time One of the most significant advantages of having a mortgage is the opportunity to build equity. Equity is the portion of your home … [Read more...]

Filed Under: Mortgage Tagged With: Equity, Finance's, Mortgage

How Your Home Equity Can Help You Reach Your Retirement Goals

April 24, 2024 by Rilian Ball

If you plan on retiring soon, you are probably looking at a few options that can get you over the hump. You are probably excited to start a new phase of life. With a record number of people closing in on their retirement age, many are starting to assess their resources to make sure they have enough money to last them for the rest of their lives. If you already own a home, you might be able to tap into your home equity to help you fuel your retirement. Your Home Has Probably Gone Up In Value Your … [Read more...]

Filed Under: Mortgage Tagged With: Equity, Mortgage, Retirement

Escaping the Rent Trap: Building Equity through Homeownership

March 14, 2024 by Rilian Ball

Are you tired of pouring your hard-earned money into rent payments every month, only to see it vanish into thin air? Have you ever considered that homeownership might be the key to escaping the rent trap and building wealth for your future? We will explore how homeownership can be a powerful wealth-building tool compared to renting. Building Equity: The Foundation of Wealth One of the most compelling reasons to consider homeownership is the opportunity to build equity. Unlike renting, where your … [Read more...]

Filed Under: Mortgage Tips Tagged With: Equity, Mortgage, New Home

How Much Equity Can I Borrow from My House

August 2, 2023 by Rilian Ball

The amount of equity you can borrow from your house depends on several factors, including the current market value of your home, the amount you owe on your mortgage, and your credit score. In general, lenders typically allow you to borrow up to 80% of your home's equity. For example, if your home is currently valued at $400,000 and you owe $200,000 on your mortgage, you may be able to borrow up to $160,000 (80% of the $200,000 in equity you have in your home). However, it's important to note … [Read more...]

Filed Under: Mortgage Tagged With: Equity, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

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