Rilian Ball

First Capital Group

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Home Improvement Projects to Maximize Comfort and Functionality

March 11, 2025 by Rilian Ball

Home improvement projects are a fantastic way to enhance the comfort and f unctionality of your living space. Whether you’re planning a kitchen remodel,  bathroom upgrade, or an addition to your home, construction loans can provide  the necessary financing to turn your dreams into reality. Consequently, here’s how construction loans can be used for various home improvement projects and what you need to know to get st arted. What is a Construction Loan? A … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Construction Loan, Home Improvement, Home Renovation

Building a Sustainable Future: Using Construction Loans to Incorporate Green Building Practices

March 12, 2024 by Rilian Ball

Environmental consciousness is increasingly becoming a priority, and the construction industry stands at the forefront of sustainable innovation. One avenue gaining traction is the use of construction loans to incorporate green building practices, particularly in the construction of sustainable homes. These loans offer an opportunity not only to build structurally sound residences but also to minimize environmental impact and promote long-term sustainability. Understanding Construction Loans … [Read more...]

Filed Under: Mortgage Tagged With: Construction Loan, Going Green, Mortgage

The Benefits of Construction-to-Permanent Loans

December 22, 2023 by Rilian Ball

Embarking on a home construction project is an exciting journey that can lead to your dream home becoming a reality. However, the financial aspects of building a home can be challenging to navigate. This is where construction-to-permanent loans come into play. These unique financing options offer a range of benefits that can make the construction process more manageable and affordable. We will discuss the advantages of construction-to-permanent loans and how they can benefit homeowners. What Is … [Read more...]

Filed Under: Mortgage Tagged With: Construction Loan, Mortgage

Managing the Construction Loan Budget

December 1, 2023 by Rilian Ball

Embarking on a construction project entails countless challenges, and managing the associated budget is a crucial task. A well-planned and meticulously monitored budget ensures the project's success without financial hiccups. Here's a comprehensive guide on effectively managing a construction loan budget. ·        Initial Planning: Before the ground-breaking ceremony, meticulous planning sets the stage for success: … [Read more...]

Filed Under: Home Mortgage Tagged With: Budgeting, Construction Loan, Home Mortgage

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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