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Long-Term Relationship Between Borrowers and Mortgage Originators

February 22, 2024 by Rilian Ball

A good originator goes beyond mere transactions, prioritizing long-term relationships and client well-being. Look for originators who communicate proactively, offer empowering resources, provide personalized attention, maintain transparency, engage with the community, and celebrate milestones. By focusing on these qualities, consumers can ensure they partner with an originator who not only facilitates the mortgage process but also serves as a trusted advisor on their homeownership journey. … [Read more...]

Filed Under: Mortagage Tips Tagged With: Communication, Loan Officer, Mortgage

When to Refi: How to Time Your Move for Maximum Savings

February 21, 2024 by Rilian Ball

As with most everything, timing is often key to unlocking substantial savings, especially when it comes to refinancing your loans. Whether you're eyeing a lower interest rate, aiming to shorten your loan term, or simply seeking to tap into equity, strategic timing can significantly impact your financial outcomes. It is vital for a loan originator to empower the borrower with the knowledge of when to refinance. 1. Monitor Interest Rate Trends Interest rates are the cornerstone of refinancing … [Read more...]

Filed Under: Home Mortgages Tagged With: Mortgage, Refinance, Timing

What’s Ahead For Mortgage Rates This Week – February 20th, 2024

February 20, 2024 by Rilian Ball

Last week's release of CPI and PPI resulted in slightly higher than expected inflation rates which led to speculation that the Federal Reserve's decision to cut rates will likely come much further in the year than anticipated. There was some suspicion that if inflation rates would continue to exceed predictions, it could result in another rate hike. Lending partners have responded in kind with the first significant increase in lending rates since the end of November. However, The Federal Reserve … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Exploring Your First Mortgage? Discover Why a Condo Could Be Your Ideal First Home

February 16, 2024 by Rilian Ball

Are you considering taking the leap into homeownership, but feeling overwhelmed by the options? Purchasing your first home is an exciting milestone, but it can also be a daunting process. One option that may be particularly appealing for first-time homebuyers is a condominium, or condo for short. We will explore why a condo could be the perfect fit for your first venture into homeownership. Affordability: Condos often come with a more manageable price tag compared to single-family homes. For … [Read more...]

Filed Under: Home Mortgages Tagged With: Condo, First Home, Mortgage

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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