Rilian Ball

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Need to Discuss – 3 Tips When Shopping for a New Home Loan

July 21, 2016 by Rilian Ball

Finding a new home loan can seem challenging, but if you take the proper steps before you start applying for loans, you'll have no difficulty finding a mortgage that works for you and a lender that would love to have you as a borrower. Shopping for a mortgage isn't like shopping for a couch, and there's a lot that goes into the process. So how can you shop for your new home loan in a way that saves you time and gets you the best loan for your needs? Here's what you need to know. Research Loan … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, New Home Loan

On a Variable Mortgage? 3 Signs Your Mortgage Payment Is About To Increase

July 20, 2016 by Rilian Ball

For many homebuyers who are new to the market, it can be very comforting to be on a fixed rate mortgage where fluctuating interest rates cannot have an impact on your monthly payments. While a variable rate mortgage can sometimes lead to significant savings at the end of the day, there are a few ways you can tell if your monthly payment is on the upswing. An Increase In Your Home's Value A marked increase in a home's value is ideal for most homeowners who consider their home an important … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

NAHB: Home Builder Confidence Slips in June

July 19, 2016 by Rilian Ball

Home builder confidence fell slightly in June to a reading of 59 according to the National Association of Home Builders Housing Market Index. Analysts had expected no change to June's reading of 60. June components of the HMI were also lower. Builder confidence in current market conditions dropped by one point to 63; builder confidence in market conditions over the next six months fell three points to a reading of 66. The reading for foot traffic in new single-family developments dropped one … [Read more...]

Filed Under: Mortgage Rates Tagged With: Home Builders, Home Supply

What’s Ahead For Mortgage Rates This Week – July 18, 2016

July 18, 2016 by Rilian Ball

Last week's economic news included reports on inflation, retail sales and weekly readings on mortgage rates and weekly jobless claims. Mortgage rates were mixed with average rate for a 30-year fixed rate mortgage rising by one basis point to 3.42 percent. The average rate for a 15-year mortgage dropped by two basis points to 2.72 percent, and the average rate for a 5/1 adjustable rate mortgage rose six basis points to 2.76 percent. Discount points averaged 0.50 percent for 30-year fixed rate … [Read more...]

Filed Under: Mortgage Rates Tagged With: Home and Garden, Jobless Claims, Mortgage Rates

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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