If you've recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you've received an offer, as you'll probably want to negotiate a better price. If you're wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate. Lower Your Price (A Little) As a seller, it's important to believe in the price you've put your home on the market for, but lowering … [Read more...]
Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application
There are few things better than finding your dream home and being able to afford it, but simply because you've found the perfect place doesn't mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home. Your Credit History Tells All It can be tempting to bump up your salary or make some hefty deposits into your savings … [Read more...]
What’s Ahead For Mortgage Rates This Week – May 1, 2017
Last week's economic news included readings on Case-Shiller Home Prices Indices, new and pending home sales. Weekly readings on new jobless claims and average mortgage rates were also released. Case-Shiller reported that home prices rose by 0.20 percent from January to February with a year-over- year growth rate of 5.80 percent. Western cities continued to post the fastest growth rates for home prices with Seattle, Washington topping annual home price growth rates at 12.20 percent; Portland, … [Read more...]
Buying a ‘Micro’ Home? Be Sure to Consider These Major Lifestyle Changes First
With the cost of a home on the rise and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It's important, however, to consider what living small is really like before deciding that it's the right move for you. If you're curious about life on a smaller-scale, here are some things to contemplate beforehand. Getting Rid Of The Excess It's just a fact that a smaller amount of space means a smaller amount of stuff, … [Read more...]
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