If you are in the market for a new home, you've probably begun the process of choosing the neighborhood or community in which you want to live. The perfect spot to call home will depend on your age, the size and composition of your family, your working life and other factors. However, one thing you may not know is that the community you choose to live in can also impact your mortgage. In today's post, we'll explore how the local area in which you live can affect your mortgage financing and … [Read more...]
What’s Ahead For Mortgage Rates This Week – September 25th, 2017
Last week's economic news included readings on housing starts, building permits issued and sales of pre-owned homes. The Fed's Federal Open Market Committee issued its customary post-meeting statement and Fed Chair Janet Yellen gave a press conference. Weekly readings on mortgage rates and new jobless claims were also released. Housing Starts Lower, but Building Permits Increase August saw fewer housing starts with 1.18 million starts on a seasonally-adjusted annual basis. July's reading was … [Read more...]
DIY Home Projects: Creating a Study Space That Will Help Your Children Stay Focused
If you're a parent of school-aged children, you've likely been concerned with their study habits at some point. Sitting down in front of the television or at the dinner table to crack open the books is going to be less efficient than doing so in a quieter, more productive work space. Let's explore how to create a study space that will help keep your children focused and on task. Ask The Kids What They Need To Be Productive Before you get to work on creating a new studying space, it's a good idea … [Read more...]
It’s Pre-approval Time: How to Get Your Finances in Order for Your Mortgage Approval
Buying a new home is one of the most exciting experiences a person or family can have. Of course, before you can step foot into your new dream home you will need to get prepared financially, especially if you are taking out a mortgage to cover some of the purchase price. Let's take a look at a few key steps that will help you to prepare for the financial background checks that are part of the mortgage process. Square Up With The Government The first place you'll want to start is making sure that … [Read more...]
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