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Stimulus Checks And Your New Mortgage

April 28, 2021 by Rilian Ball

Most of the focus on stimulus checks has been on "when" they will arrive, but if you are in the market for a new home (and mortgage) you should know how that payment will impact your financing. Part of the latest Covid 19 relief package includes payments and protections for existing borrowers and renters, but what about those who are looking to buy? According to the IRS, here are a few things to know about how your stimulus impacts your upcoming mortgage.  Stimulus Money Is Not Taxable Any … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Stimulus Check

The Potential Pitfalls of Buying a Second Home for Income

April 27, 2021 by Rilian Ball

Aside from owning a business, owning rental property has been one of the top investment choices for people, most commonly done through buying a second home. Handled right, income properties can generate significant gains for investors, both in terms of real estate appreciation as well as monthly income from tenants. However, it’s not sure a surefire approach to financial success. There are a lot of ways that a budding real estate investor can go sideways with an investment property home … [Read more...]

Filed Under: Mortgage Tagged With: Investment Property, Mortgage, Tax Benefit

What’s Ahead For Mortgage Rates This Week – April 26, 2021

April 26, 2021 by Rilian Ball

Last week’s scheduled economic news included readings on sales of new and previously-owned homes and weekly reports on jobless claims and mortgage rates. March Sales of  Previously-owned Homes Dip; New Home Sales Rise Sales of single-family homes fell in March as demand for homes exceeded availability. 6.01 million previously-owned homes were sold in March on a seasonally-adjusted annual basis; analysts expected a pace of 6.11 million sales based on February’s reading of 6.24 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Do You Need a Real Estate Attorney to Help Close Your Home Purchase? Let’s Take a Look

April 23, 2021 by Rilian Ball

When buying a new home, you may have a close eye focused on your budget and expenses, and your goal may be to keep related expenses to a minimum. However, you may also be well aware that a real estate purchase is a legal transaction, and you may be wondering if you need to pay for legal services from a real estate attorney. With a closer look, you can make a better decision that is right for your home buying plans. The Legal Forms Used With A Typical Transaction The majority of real estate … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Closing Costs, Home Buyer Tips

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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