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The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

March 30, 2021 by Rilian Ball

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is comfortable for you to afford. While you may feel as though you have taken the preliminary steps necessary to prepare yourself to buy a home, it is important that you also get a mortgage pre-approval letter for your financing before … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

What’s Ahead For Mortgage Rates This Week – March 29, 2021

March 29, 2021 by Rilian Ball

Last week’s economic news included readings on sales of new and previously-owned homes along with final March index readings on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released. Sales of New and Pre-Owned Homes Fall in February Weather-related problems disrupted sales of new and previously-owned homes in February as low inventories of homes for sale further stalled sales. The National Association of Realtors® said that sales of new and … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Reports, Jobless Claims

What Are The Most Common Mistakes Homeowners Make When Refinancing?

March 26, 2021 by Rilian Ball

There are lots of people who are looking to take advantage of low interest rates to refinance their homes. This provides homeowners with an opportunity to save tens of thousands of dollars over the life of the loan. It could also allow homeowners to access equity to finance a home renovation or shave years off their mortgage. On the other hand, there are also a lot of people who make mistakes during the refinancing process. What are some of the mistakes that everyone should make sure they … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinancing

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

March 25, 2021 by Rilian Ball

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues. If you have a lower credit rating, you may be wondering what steps you can take to improve your standing with the credit bureaus. While there are several steps available for you to consider, making timely payments on your home mortgage can have a great impact on your credit. There are four … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Buyer Tips, Mortgages, Mortgages and Credit

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Are Low Down Payment Programs Right for You?
  • What’s Ahead For Mortgage Rates This Week – July 21st, 2025
  • Could You Save Money by Refinancing Right Now?
  • The One Number More Important Than Your Credit Score for Mortgage Approval

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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