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What You Need To Know About Your Home Appraisal And Your Mortgage

May 17, 2023 by Rilian Ball

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted. Next the buyer schedules the inspection and home appraisal. Finally, everyone is ready for closing. It’s easy to overlook the impact of some of these steps, but when it comes to a mortgage, the home appraisal is actually quite important. Banks want to see that they are lending money for an investment that is worthwhile, so that … [Read more...]

Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Value

Buying A Home With Cash Versus Low Interest Rate Mortgages

May 16, 2023 by Rilian Ball

When deciding whether to buy a home with cash or to obtain a low-interest rate mortgage, there are several factors to consider. A cash offer can be very competitive in a real estate market, as it can give the buyer a significant advantage over buyers who need to obtain financing through a mortgage. Here are additional advantages and disadvantages of both. Advantages of buying a home with cash: You own the property outright, which means no mortgage payments are necessary. You may be able to … [Read more...]

Filed Under: Mortgage Tagged With: Cash or Finance, Interest Rates, Mortgage

What’s Ahead For Mortgage Rates This Week – May 15, 2023

May 15, 2023 by Rilian Ball

Last week’s scheduled economic reporting included readings on inflation, consumer sentiment, and weekly readings on mortgage rates and jobless claims. Inflation Rate Rises in April, Slower Pace Expected in Coming Months The  U.S. Labor Department reported the month-to-month pace of inflation rose by 0.40 percent in April and matched analysts’ expectations. April’s reading surpassed the March reading of 0.10 percent month-to-month inflationary growth. Inflation rose by 4.90 … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Mortgage Rates

Should You Help Your Kids Pay for Their Mortgage?

May 12, 2023 by Rilian Ball

Whether or not to help your kids pay for their mortgage is a personal decision that depends on your financial situation, your relationship with your children, and your beliefs about financial independence. It's important to evaluate your own financial situation before deciding whether to help your kids pay for their mortgage. Make sure that you can afford to provide financial assistance without jeopardizing your own financial security. Your relationship with your children can also be a factor in … [Read more...]

Filed Under: Mortgage Tagged With: Helping Your Children, Mortgage, Taxes

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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