Rilian Ball

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Ways To Be Financially Prepared for an Emergency

November 3, 2023 by Rilian Ball Leave a Comment

It's important to be financially prepared for emergencies so that you can handle unexpected expenses or situations without having to worry about your financial stability. Here are some ways to financially prepare for emergencies: Build an emergency fund: Start by building an emergency fund that can cover at least 3-6 months of your living expenses. This fund should be kept in a separate savings account and should only be used for emergencies. Create a budget: Create a budget and stick to it. … [Read more...]

Filed Under: Budget, Homeowner Tips Tagged With: Budgeting, Emergency Funds, Savings

Will Getting a Mortgage Help My Credit Score?

November 2, 2023 by Rilian Ball Leave a Comment

Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time can have a positive impact on your credit score over time. It is important to carefully consider the financial implications of taking on a mortgage and to ensure that you can afford the payments before proceeding. It is also … [Read more...]

Filed Under: Credit, Homeowner Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgage Applications

Planning Your Mortgage Budget for the Holiday Season

November 1, 2023 by Rilian Ball 2 Comments

The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you're juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy the festivities without putting your financial stability at risk.  I will provide you with essential tips and strategies to help you manage your mortgage budget during the holiday season. Create a Holiday Budget Set a specific budget for … [Read more...]

Filed Under: Budget, Home Tips Tagged With: Holiday Savings, Mortgage Payment, Sales, Savings

Halloween Safety: Protecting Your Family and Home

October 31, 2023 by Rilian Ball Leave a Comment

Halloween is a thrilling time of the year, filled with spooky costumes, delicious treats, and endless fun. It is also important to remember that safety should always come first. Whether you're a parent, homeowner, or someone simply looking out for your community, keeping your family and home safe on Halloween is a top priority. Here are some valuable tips to ensure that the holiday remains full of treats and without any tricks. Home Security Matters: Securing your home is vital during … [Read more...]

Filed Under: Holiday's Tagged With: Consumer Tips, Halloween Safety, Home Safety, Trick or Treat

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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