Rilian Ball

First Capital Group

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In Less Than An Hour A Day, A Home Can Be Organized Quickly

March 9, 2021 by Rilian Ball

Organizing a home seems like a significant challenge. Fortunately, there are easier ways to make this happen. In less than an hour per day, it is possible to organize a home from top to bottom. Getting these unnecessary items out of the way might even prevent people from stubbing their toes! How can this be possible?  Start Getting Rid Of Unnecessary Items Start by creating two boxes. The first box should have the word “donate” written on it. The second box should have the … [Read more...]

Filed Under: Mortgage Tagged With: Declutter, Mortgage, Organize

Key Points To Note When Drafting A Contract For A Remodeling Contract

March 5, 2021 by Rilian Ball

There are a lot of homeowners who are thinking about carrying out a home remodel during the current era; however, it is important to understand what goes into a home remodel contract. Even though it can be expensive to get the contract reviewed by an attorney, it is critical to take a close look at the contract to make sure the language is correct. What are some of the most important points that homeowners should keep in mind when it comes to a contract for a home remodel? Understand The Basics … [Read more...]

Filed Under: Mortgage Tagged With: Contractors, Remodel, Warranty

An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments

March 3, 2021 by Rilian Ball

Even though this may sound like a fancy word, amortization is simply a long word for a straightforward topic. Furthermore, it plays a significant role in the determination of monthly mortgage payments. Before taking out a home loan, homeowners need to understand how their payment schedule works and what this means for the future of the home loan. Amortization refers to the way monthly payments are calculated to make sure that homeowners pay the same amount every month throughout the life of the … [Read more...]

Filed Under: Mortgage Tagged With: Amortization, Mortgage, Mortgage Payment

An Overview Of Mortgage Points On Home Loans

February 25, 2021 by Rilian Ball

Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term “points” might sound positive, this is not always the case. What do people need to know about mortgage points?  Mortgage Points Refer To Payments Due … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Terms

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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