Rilian Ball

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Buying a Home While Relocating is a Smarter Choice

April 22, 2021 by Rilian Ball

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time. Finances Have to be In Order Buying a home more than once every ten years requires a good amount of discipline on one’s personal finances. Most of the initial decisions and approvals will depend … [Read more...]

Filed Under: Mortgage Tagged With: Home Ownership, Mortgage, Renting

Boosting Your Credit Score To Qualify For Better Rates

April 13, 2021 by Rilian Ball

The better your credit score, the better the mortgage interest rate for which you should qualify. That can mean thousands of dollars saved over the life of the mortgage. If your credit score needs improving, get started prior to your search for a new home. Pay Bills On Time The simplest way to boost your credit score is by ensuring your bills are always paid on time. Nothing harms a credit score more than late payments. Check for Credit Report Errors Check your credit reports for any errors. … [Read more...]

Filed Under: Mortgage Tagged With: Credit Report, Credit Score, Mortgage

Looking at Home Mortgage Refinancing in 2021

April 8, 2021 by Rilian Ball

In 2019 many people expected that the home lending market was going to eventually grow more expensive. Instead, 2020 spent its entire 12 months becoming more affordable when it came to financing a personal home, moving in the opposite direction of what was expected. Not only did the loan cost drop break previous records, but it also presented an additional opportunity for homeowners to reposition and take advantage of lower borrowing costs again. The General Advantages of a Home Loan Refinance … [Read more...]

Filed Under: Mortgage Tagged With: Low Interest Rates, Mortgage, Refinance

VA vs FHA vs USDA What’s the Difference?

April 7, 2021 by Rilian Ball

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here’s what you need to know about these useful mortgage options. FHA … [Read more...]

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, VA Loans

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Pros and Cons of Mortgage Assumptions
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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