Rilian Ball

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How The 2018 Tax Changes Can Affect Your Mortgage

April 11, 2018 by Rilian Ball

When the chatter was at its peak on the 2018 tax law changes being proposed, one of the big areas of concern for homeowners was the elimination of the mortgage interest deduction. Right behind that issue was a similar treatment with regards to property tax deductions. As the rumors swirled and Congress moved, many feared both deductions had finally met their day and were going to be entirely eliminated, resulting in a major financial hit that many homeowners and particularly those in high real … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Tax Deduction, Taxes

Manage These 3 Items Before Applying For A Mortgage

April 10, 2018 by Rilian Ball

Mortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrrower. And due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.  Working with a trusted and qualified mortgage professional makes this sometimes confusing process a little clearer. To this end, there are three things that a potential homebuyer can do to prepare for the mortgage approval … [Read more...]

Filed Under: Mortgage Tagged With: Buyer, Home Financing, Mortgage

Should You Consider an Adjustable Rate Mortgage For Your Home Purchase?

April 5, 2018 by Rilian Ball

With mortgage rates finally looking like they may move upward a bit as the overall market improves the adjustable rate mortgage starts to come into play again. Better known as the ARM home loan, the adjustable rate mortgage can be a flexible, powerful tool, depending on how it is used. ARMs Can Help Save On Total Interest Expense When rates were higher years ago, the ARM was an alternative way to obtain financing for a home without paying as much in interest with every payment. This was ideal … [Read more...]

Filed Under: Mortgage Tagged With: Adjustable Rate Mortgage, ARM, Mortgage

Questions and Answers Regarding The Veterans Loan Program

April 3, 2018 by Rilian Ball

Owning a home is important to military veterans just like the majority of other consumers.  The Veteran's Administration has provided an exceptional benefit for those who have served (or are currently serving) in any of the armed forces. And this VA Loan Program is helping thousands of service members achieve the goal of home ownership. There are a number of questions that come up regarding the fees and qualifications of the VA Loan Program.   What Are The Specific VA Fees? Many … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, VA, Veterans

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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