Rilian Ball

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Embracing the Future: Work-From-Home and Its Impact on Housing Needs

March 21, 2024 by Rilian Ball

In the wake of the COVID-19 pandemic, the way we work underwent a profound change in the way most people do business. It became apparent that working from home was more than a temporary change. As companies adapted to remote work models, many employees found themselves unleashed from traditional office spaces. The rise of remote work not only reshaped our professional lives but also had a profound impact on our housing needs and choices. As we move forward, it's essential to understand the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Mortgage, Work from Home

Understanding the Basics: A First-Time Homebuyer’s Guide to Mortgages

March 7, 2024 by Rilian Ball

Buying your first home is an exciting milestone, but it can also be an overwhelming process, especially when it comes to understanding mortgages. For many first-time homebuyers, the world of mortgages can seem complex and filled with unfamiliar terminology. However, with a little knowledge and guidance, navigating the mortgage process can become much more manageable. In this guide, we'll break down the basics of mortgages, explain key terms, explore different types of mortgages, and outline the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: First Time Buyer, Mortgage, Mortgage Loan Tips

A Comprehensive Guide to Explaining Escrow Accounts

February 14, 2024 by Rilian Ball

Whether you're a first-time homebuyer or a seasoned homeowner considering a refinance, the term "escrow account" often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we'll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality. What is an Escrow Account? Escrow accounts, sometimes referred to as … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Escrow, Mortgage, Real Esate

Is Buying a Remodeled Home a Smart Move

February 13, 2024 by Rilian Ball

While watching shows like Property Brothers, Flip or Flop, Fixer to Fabulous, Fix My Flip and Fixer Upper may paint a rosy picture of buying a remodeled home, the reality often differs significantly. While these shows depict smooth transformations and stunning results, real-life experiences with remodeled homes can be far more complex and challenging. Many flipped houses come with hidden issues. Contractors sometimes prioritize speed over quality, resulting in careless workmanship. Despite the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Mortgage, Remodel, Renovation Loan

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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