Rilian Ball

First Capital Group

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Call in the Pros: 4 Ways That Using a Mortgage Professional Will Save You a Lot of Money

February 17, 2017 by Rilian Ball

It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you're currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money. Strong Market Knowledge Many homebuyers can take a look at the MLS listings to find the price of properties selling in the … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

4 Misconceptions About Reverse Mortgages — and Why You May Decide You Want One

February 15, 2017 by Rilian Ball

With so many mortgage products available on the market, it can be hard to know which ones will serve you best as a homeowner. As a result, there are many mistruths surrounding the reverse mortgage products. If you've heard of this homeownership option and are wondering what it can do for you, let's clear away some of the misconceptions. You Must Own Your Home It can certainly be helpful to own your home outright if you're looking into a reverse mortgage, but it's not actually necessary. Instead, … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

Worried About Future Mortgage Rate Increases? Here’s How to ‘Stress Test’ Your Finances

February 10, 2017 by Rilian Ball

When it comes to real estate, there are always going to be upswings in the market that will have an impact on your mortgage payment and overall financial health. However, with a fluctuating market here to stay, you may be wondering how you can guard your biggest investment and your finances against rate increases. If you're concerned about rates on the rise, here are a few tips to test out you're fiscal well-being. Calculate Your Debt-To-Income Ratio It's beneficial to determine your DTI ratio … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

The 2017 Mortgage Rate Outlook: Here’s What the Experts Are Saying

February 9, 2017 by Rilian Ball

The post-election period is often one of uncertainty, and the time since the 2016 election has been no different with regards to market force and the financial world. With a new administration taking office, there are many questions regarding how Donald Trump's presidency will impact the market and your mortgage. If you're wondering what the predictions are for the coming year, here are a few things the experts are considering. An Increase In Rates Due to an expected hike in rates by the Federal … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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