Rilian Ball

First Capital Group

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Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

June 1, 2017 by Rilian Ball

It may feel like a very daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market. Wait It Out It might not be what you want to hear, but it's, unfortunately, … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

May 31, 2017 by Rilian Ball

It can be hard to stay on top of a changing real estate market from day-to-day, but it's a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you're wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider. Take Care Of Your Credit While many regulations on mortgage applications may have been loosened in recent years, it goes without … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding What a “Piggyback” Mortgage Loan Is and How It Works

May 26, 2017 by Rilian Ball

As a potential homebuyer who is new to the market, many of the terms and mortgage products available to you can be more than a little confusing. Piggyback loans might be a little less familiar than many other options, but if you're ready to jump into the housing market this type of mortgage can be useful for you. If you're hoping to invest in a home sooner rather than later, here are the details on this type of loan. What's A Piggyback Loan? While most mortgage loans require one loan and one … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Thinking About a Second Mortgage on Your House? Here’s What You Need to Know

May 24, 2017 by Rilian Ball

Whether it's to consolidate debt or make funds available for a home renovation, many people consider a second mortgage in order to make it possible to pursue other options. However, like any important financial decision, it's important to be informed about the financial implications before diving in. If you're currently weighing your mortgage options and are considering a second mortgage, here are some things to do before the final decision. Research The Lenders Since a second mortgage means … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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