Rilian Ball

First Capital Group

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Mortgage 101: This Is How Mortgage Refinancing Works, in Plain and Simple Terms

June 9, 2017 by Rilian Ball

There are so many unfamiliar terms involved in the real estate market that it can be easy to be confused by the jargon. However, some words are more important to learn than others if they can end up benefiting you in the long run. Whether or not you've heard of mortgage refinancing, here are the basics on what this may mean for your home and whether or not it's an option you should consider. Acquiring A Lower Rate If you're new to refinancing, the primary reason that most homeowners choose this … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

Thinking About Investing in Real Estate? Here’s What You’ll Need to Get a Second Mortgage

June 7, 2017 by Rilian Ball

The decision to invest in a home is a big one for many people, but if you're making the foray into real estate the second time around, it's even more important to be financially aware and prepared. If you're wondering what you'll need in order to get approved for an investment property, here are some things that you'll want to consider before deciding a second property is in your future. A Larger Down Payment Due to the risk factor involved in taking on more than one loan, acquiring a second … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

June 1, 2017 by Rilian Ball

It may feel like a very daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market. Wait It Out It might not be what you want to hear, but it's, unfortunately, … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

May 31, 2017 by Rilian Ball

It can be hard to stay on top of a changing real estate market from day-to-day, but it's a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you're wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider. Take Care Of Your Credit While many regulations on mortgage applications may have been loosened in recent years, it goes without … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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