Most people have a good idea of the neighborhood they want to purchase a new home in. The problem is finding a great deal in the area, especially if it's a neighborhood that's very popular. Thinking outside the box and avoiding the standard real estate listings can result in some bargain properties for sale that most people are completely unaware of. Contemplate Investing In Foreclosed Homes When the housing market boomed, many people tried to take advantage by investing in a second home that … [Read more...]
S&P Case-Shiller: Home Price Growth Slows in July
Home prices dipped slightly in July according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year, home price growth dipped to 5.00 percent from June's reading of 5.10 percent. The Pacific Northwest led the nation in home price appreciation. Portland, Oregon had the highest year-over-year home price growth with a rate of 12.40 percent. Seattle, Washington posted year-over-year home price growth of 11.20 percent. Denver, Colorado was third with a year-over-year home price growth … [Read more...]
3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them
Deciding to purchase a home will be one of the biggest investment decisions you'll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you're wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you'll want to keep in mind. Ignoring Their Credit History If you have a high debt load or you haven't been making your minimum payments, it can be pretty … [Read more...]
Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price
It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if your home has been appraised at less than you envisioned, here are some options you may want to consider. Review The Appraisal Contingency Clause If an appraisal contingency clause is built into the terms of your contract, this … [Read more...]
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