Rilian Ball

First Capital Group

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FOMC Statement: Fed Holds Key Rate Steady as Coronavirus Spreads

July 31, 2020 by Rilian Ball

Wednesday’s post-meeting statement of the Federal Reserves Federal Open Market Committee reaffirmed its concern over the coronavirus pandemic and its impact on the economy and health of all Americans. The Committee voted to hold its benchmark target federal funds range at 0.00 percent to 0.25 percent. Analysts do not expect the Fed to raise its key interest rate more than once in the next three years. Federal Reserve Chair Jerome Powell said that the sharp increase in Covid-19 cases in … [Read more...]

Filed Under: Financial Reports Tagged With: COVID, Interest Rates, Pandemic

Why Now Is A Great Time To Apply For A Home Loan

July 30, 2020 by Rilian Ball

The idea of owning a home is enough to bring joy to nearly anyone’s eyes. The reality is that many people are a bit skeptical about looking for a home in the present climate. While the pandemic can make it hard for people to go outside and explore, now is still a great time to apply for a home loan. This is a great opportunity for people to fulfill their homeownership dreams. There are a few reasons why now is a great time to look for a home. The Property Prices Are Low First, property … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Interest Rates, Time to buy

Three Ways That Your Credit Score Affects Your Mortgage and Your Chance of Obtaining One!

July 29, 2020 by Rilian Ball

If you're thinking of buying a home, you've probably been thinking a lot about your credit score as well. Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application. Your Credit Score Affects Your Ability To Get A Mortgage The first thing your credit score tells a lender is whether they should lend to you at all. In some cases, if you … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Credit Score, Mortgage Affordability, Mortgage Financing

Activities To Do Outside While Adhering Social Distancing

July 28, 2020 by Rilian Ball

The era of social distancing has impacted everyone and this has left people wondering how they are going to maintain control over their sanity. The positive news is that social distancing doesn’t mean that people have to stay inside at all times. There are still ways to go outside and remain socially distant. Check out a few fun activities that people can do together while still social distancing. Take A Trip To A Local State Park One of the great ideas that people should try this summer … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Tips, Outdoors, Social Distancing

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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