Rilian Ball

First Capital Group

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What’s Ahead For Mortgage Rates This Week – May 18th, 2020

May 18, 2020 by Rilian Ball

Last week’s economic news included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. The University of Michigan released a preliminary reading of its Consumer Sentiment Survey; weekly readings on mortgage rates and initial jobless claims were also released. April Inflation and Retail Sales in Negative Territory Consumer prices fell in April to a negative reading of -0.80 percent and matched expectations. The Core Consumer Price Index, which excludes … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Market Conditions, Unemployment Rates

Qualify For A Larger Mortgage With A Co-Signer

May 15, 2020 by Rilian Ball

There are numerous steps involved in the process of buying a new home. It is important to go through the mortgage qualifying process before looking at dream houses. This gives people an idea of how big a house they can afford. Sometimes, individuals looking for a house might not get a loan that is big enough to cover their dream house. There are ways to qualify for a larger loan; however, one of the fastest methods is to use a co-signer. What Is A Co-Signer? A co-signer is someone who signs onto … [Read more...]

Filed Under: Mortgage Tagged With: Co-Signer, Mortgage, Qualify

3 Signs It Is Time For You To Refinance Your Mortgage

May 14, 2020 by Rilian Ball

If you are looking for ways to save money on your mortgage, refinancing might be a good option. For those who might not know, refinancing can help a homeowner reduce monthly mortgage payments by switching to a lower interest rate.  Basically, the homeowner takes out one loan at a lower interest rate to pay off the old loan, which is at a higher interest rate. While the homeowner may have to pay closing costs a second time, this could save someone hundreds of thousands of dollars over the … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Refinancing

How To Pay Off Your Mortgage Early: 4 Methods That Work

May 13, 2020 by Rilian Ball

While a mortgage is a necessity for many people who have the dream of owning a home, it is also a form of debt. Most people do not like owing money to someone else. Therefore, homeowners might be looking for ways to pay off their mortgage early. The reality is that people are charged interest for having a mortgage. If a mortgage is paid off early, this is less money than the bank will take and more money in the pockets of homeowners. There are a few methods people can use to pay off their … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Financing Options, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More
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  • Understanding Mortgages and Inflation and How Borrowers Can Benefit

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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