Rilian Ball

First Capital Group

  • Home
  • About
  • Buying a Home
  • Main Website
  • Get a Quote
  • Apply
  • Contact

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

March 24, 2023 by Rilian Ball

If you're about to seek approval for a mortgage, you'll want to ensure you have a solid credit score and clean financial records to boost your likelihood of being approved. There are certain characteristics that lenders want to see in a mortgage applicant before they agree to give a loan, and you want to prove that you're a responsible borrower. But certain behaviors can easily tank your application and crush your home ownership dreams. Before you seek approval, make sure your finances are in … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Rilian Ball

The mortgage process is a long and complicated one, with a number of similar-sounding terms that can easily confuse first-time homebuyers. A pre-approval is not the same thing as a pre-qualification, and it's important to understand everything that goes into a pre-approval. Being declined during the pre-approval process means you'll have a hard time getting the funds you need to buy your home, so it's important that you know what the process is going to look like before going into it. How does a … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Setting the Record Straight: 3 Major Misconceptions About Mortgage Financing

March 18, 2022 by Rilian Ball

Purchasing a home is often considered an important step in one's financial life, no matter what point you arrive at it, but there are things you should know about financing your home purchase before stepping into the fray. If you're planning on buying a home soon and want to avoid some major missteps, here are a few tips that will set you up for success. Taking The Lender You're Offered In the event that you've been pre-qualified for a certain amount, you'll want to find a lender that will make … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Setting the Record Straight: 3 Major Misconceptions About Mortgage Financing

March 18, 2022 by Rilian Ball

Purchasing a home is often considered an important step in one's financial life, no matter what point you arrive at it, but there are things you should know about financing your home purchase before stepping into the fray. If you're planning on buying a home soon and want to avoid some major missteps, here are a few tips that will set you up for success. Taking The Lender You're Offered In the event that you've been pre-qualified for a certain amount, you'll want to find a lender that will make … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

  • 1
  • 2
  • 3
  • 4
  • Next Page »
First Capital Logo

Rilian Ball


Branch Manager
First Capital Group
NMLS# 202687

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Recent Articles

  • Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need
  • 5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer
  • An Overview Of A Wrap-Around Mortgage: What To Know
  • What’s Ahead For Mortgage Rates This Week – March 27, 2023
Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Search this website

Loan Options

  • 15 Year Fixed Rate Mortgage
  • 30 Year Fixed Rate Mortgage
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan

Copyright © 2023 · Powered by MySMARTblog