Rilian Ball

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Why Unpermitted Renovations Can Create Problems During Mortgage Approval

October 21, 2026 by Rilian Ball

A remodeled kitchen, converted garage, or added bedroom can make a home look more appealing. But a beautiful renovation does not always tell the full story. If work was completed without permits that were required locally, buyers may encounter questions during the appraisal, inspection, or mortgage approval process. What Does Unpermitted Work Mean? Building departments often require permits for certain structural, electrical, plumbing, and other improvements. Requirements vary by location and by … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Renovations, Mortgage Approval, Mortgage Tips

Unlocking Government Grants for Home Renovations and Improvements

April 24, 2025 by Rilian Ball

Home renovations can be a significant financial undertaking, but government grants and assistance programs can help offset costs for eligible homeowners. These grants are designed to promote energy efficiency, accessibility, and overall home safety. Understanding the available options and how to qualify can make a substantial difference in financing your home improvement projects. Understanding Government Home Renovation GrantsGovernment grants for home renovations are typically offered at the … [Read more...]

Filed Under: Home Care Tips Tagged With: Grants, Home Improvement, Home Renovations

It’s Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space

December 17, 2021 by Rilian Ball

In some homes, garages are used only for car storage. They may appear to be bare and without real functional use for homeowners. However, other garages may be an envy of the neighborhood - they may have floor to ceiling shelving systems, and they may be the picture-perfect image of organization. With a bit of planning and creativity, you can turn your garage into a much more functional space. Here's how you can make your garage the most useful space in the house. Determine What You Need To Store … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Garages, Home Renovations

How To Handle Common Homeowner Challenges

February 7, 2019 by Rilian Ball

It takes hard work to achieve the American Dream of homeownership. Everyday people work to save for a down payment and build a good credit score. When you turn the key to your first home or dream home, the sweat equity feels well worth it. But the hard work of buying a home continues long after hanging family photos and hooking up a big-screen TV. There are challenges that property owners are unprepared to handle. These are three of the more common ones you may want to be ready to manage. … [Read more...]

Filed Under: Real Estate Tagged With: Home Renovations, Home Repairs, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • How Leased Solar Panels Can Affect Your Mortgage Approval
  • What Happens When the Home You Want Is on a Private Road?
  • Why Unpermitted Renovations Can Create Problems During Mortgage Approval
  • Can You Finance a Home That Has a Second House on the Property?

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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